Payment Calculator | The Binger Team

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See the whole payment.

Taxes, insurance, HOA, and mortgage insurance included. The number you plan around is the number you'll pay.

Buyer running payment numbers on his front steps at golden hour, house keys beside him

Purchase Price$545,000

Down Payment10%

Interest Rate6.25%

Loan Term30 years

Property Tax / yr$3,000

Home Insurance / yr$1,800

HOA Dues / mo$0

Estimated monthly payment

$3,645

$490,500 loan · $54,500 down · 90.0% LTV

Principal & interest: $3,020
Property taxes: $250
Home insurance: $150
Mortgage insurance: $225

You're above 80% loan-to-value, so mortgage insurance is included. Drop below 80% and it comes off, and we'll show you exactly when that happens.

Get a real quote on these numbers

Estimates only, for illustration. Actual rate, payment, taxes, and insurance depend on credit, property, and program eligibility. This is not a commitment to lend or a rate lock.